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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $458,115 | $159,934+186.4% | $147,005+211.6% | $145,959+213.9% |
| Participation rate | 76.2% | 84.0%-7.8pp | 82.2%-6.0pp | 80.3%-4.1pp |
| Annual return | 23.83% | 98.24%-74.4pp | 418.76%-394.9pp | 561.95%-538.1pp |
| Employer contribution / active EE | $1,033 | $5,287-80.5% | $4,934-79.1% | $4,661-77.8% |
| Participant deferral / active EE | $8,075 | $8,427-4.2% | $8,070+0.1% | $6,689+20.7% |
| Admin fee / account holder | $3,933 | $15,053-73.9% | $13,006-69.8% | $13,398-70.6% |