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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $187,896 | $134,817+39.4% | $123,973+51.6% | $155,188+21.1% |
| Participation rate | 100.0% | 79.4%+20.6pp | 76.7%+23.3pp | 80.8%+19.2pp |
| Annual return | 3.75% | 515.49%-511.7pp | 388.13%-384.4pp | 148.84%-145.1pp |
| Employer contribution / active EE | $8,972 | $4,425+102.8% | $4,126+117.5% | $4,248+111.2% |
| Participant deferral / active EE | $11,305 | $5,706+98.1% | $5,247+115.5% | $6,531+73.1% |
| Admin fee / account holder | $2,570 | $13,245-80.6% | $11,799-78.2% | $14,480-82.3% |