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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $187,896 | $129,737+44.8% | $119,126+57.7% | $154,746+21.4% |
| Participation rate | 100.0% | 78.9%+21.1pp | 75.8%+24.2pp | 80.7%+19.3pp |
| Annual return | 3.75% | 379.08%-375.3pp | 282.11%-278.4pp | 172.34%-168.6pp |
| Employer contribution / active EE | $8,972 | $4,375+105.1% | $4,034+122.4% | $4,379+104.9% |
| Participant deferral / active EE | $11,305 | $5,842+93.5% | $5,318+112.6% | $6,730+68.0% |
| Admin fee / account holder | $2,570 | $11,961-78.5% | $10,693-76.0% | $14,365-82.1% |