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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,550 | $109,620-37.5% | $148,496-53.8% | $94,015-27.1% |
| Participation rate | 60.9% | 71.3%-10.4pp | 76.0%-15.2pp | 70.8%-10.0pp |
| Annual return | 22.14% | 17.54%+4.6pp | 12.33%+9.8pp | 17.84%+4.3pp |
| Employer contribution / active EE | $913 | $2,618-65.1% | $3,497-73.9% | $2,790-67.3% |
| Participant deferral / active EE | $2,614 | $3,831-31.8% | $4,808-45.6% | $4,249-38.5% |
| Admin fee / account holder | $6,109 | $10,050-39.2% | $19,547-68.7% | $8,951-31.8% |