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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,550 | $94,031-27.1% | $115,768-40.8% | $82,448-16.9% |
| Participation rate | 60.9% | 70.4%-9.5pp | 74.4%-13.5pp | 68.1%-7.2pp |
| Annual return | 22.14% | 20.61%+1.5pp | 100.46%-78.3pp | 41.64%-19.5pp |
| Employer contribution / active EE | $913 | $2,323-60.7% | $2,940-68.9% | $2,551-64.2% |
| Participant deferral / active EE | $2,614 | $3,972-34.2% | $4,917-46.8% | $4,139-36.9% |
| Admin fee / account holder | $6,109 | $10,249-40.4% | $12,439-50.9% | $7,234-15.6% |