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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,550 | $97,648-29.8% | $121,663-43.7% | $87,485-21.6% |
| Participation rate | 60.9% | 70.5%-9.6pp | 74.5%-13.6pp | 68.9%-8.1pp |
| Annual return | 22.14% | 18.03%+4.1pp | 147.54%-125.4pp | 26.06%-3.9pp |
| Employer contribution / active EE | $913 | $2,300-60.3% | $3,020-69.8% | $2,596-64.8% |
| Participant deferral / active EE | $2,614 | $3,923-33.4% | $4,887-46.5% | $4,274-38.8% |
| Admin fee / account holder | $6,109 | $11,100-45.0% | $14,289-57.2% | $7,775-21.4% |