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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,190 | $138,312-55.8% | $122,979-50.2% | $155,188-60.6% |
| Participation rate | 100.0% | 80.2%+19.8pp | 77.2%+22.8pp | 80.8%+19.2pp |
| Annual return | 13.65% | 22.06%-8.4pp | 20.12%-6.5pp | 148.84%-135.2pp |
| Employer contribution / active EE | $0 | $3,530-100.0% | $3,062-100.0% | $4,248-100.0% |
| Participant deferral / active EE | $2,704 | $5,592-51.7% | $5,003-46.0% | $6,531-58.6% |
| Admin fee / account holder | $308 | $15,089-98.0% | $12,864-97.6% | $14,480-97.9% |