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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $801,690 | $117,846+580.3% | $102,434+682.6% | $145,884+449.5% |
| Participation rate | 100.0% | 78.6%+21.4pp | 76.5%+23.5pp | 80.3%+19.7pp |
| Annual return | 7.74% | 31.90%-24.2pp | 29.46%-21.7pp | 551.85%-544.1pp |
| Employer contribution / active EE | $4,883 | $3,615+35.1% | $3,023+61.5% | $4,662+4.7% |
| Participant deferral / active EE | $457 | $5,733-92.0% | $5,055-91.0% | $6,690-93.2% |
| Admin fee / account holder | $12,741 | $13,356-4.6% | $9,462+34.7% | $13,392-4.9% |