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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,529 | $160,070-89.7% | $147,117-88.8% | $145,897-88.7% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 12.44% | 98.69%-86.2pp | 420.54%-408.1pp | 552.29%-539.9pp |
| Employer contribution / active EE | $4,094 | $5,285-22.5% | $4,932-17.0% | $4,663-12.2% |
| Participant deferral / active EE | $4,095 | $8,419-51.4% | $8,065-49.2% | $6,689-38.8% |
| Admin fee / account holder | $500,063 | $15,035+3225.9% | $12,993+3748.8% | $13,390+3634.5% |