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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,529 | $159,934-89.7% | $147,005-88.8% | $145,959-88.7% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 12.44% | 98.24%-85.8pp | 418.76%-406.3pp | 561.95%-549.5pp |
| Employer contribution / active EE | $4,094 | $5,287-22.6% | $4,934-17.0% | $4,661-12.2% |
| Participant deferral / active EE | $4,095 | $8,427-51.4% | $8,070-49.3% | $6,689-38.8% |
| Admin fee / account holder | $500,063 | $15,053+3221.9% | $13,006+3744.8% | $13,398+3632.4% |