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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,259 | $160,028-54.2% | $147,080-50.2% | $145,884-49.8% |
| Participation rate | 93.8% | 84.0%+9.7pp | 82.2%+11.6pp | 80.3%+13.4pp |
| Annual return | 6.78% | 98.60%-91.8pp | 420.17%-413.4pp | 551.85%-545.1pp |
| Employer contribution / active EE | $12,428 | $5,286+135.1% | $4,933+151.9% | $4,662+166.6% |
| Participant deferral / active EE | $7,016 | $8,422-16.7% | $8,066-13.0% | $6,690+4.9% |
| Admin fee / account holder | $20,751 | $15,030+38.1% | $12,989+59.8% | $13,392+55.0% |