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| Provider | Service type | Compensation |
|---|---|---|
Filed as: EMPOWER ANNUITY INSURANCE COMPANY O Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $25,051 |
Service code 27 4340 REDWOOD HWY · SAN RAFAEL, CA 94903 | Advisory (Plan) | $18,356 |
Filed as: EMPOWER ADVISORY GROUP, LLC Service code 28 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Investment Management | $1,715 |
Service code 99 6300 BRIDGE POINT PKWY BLDG 1 STE 3 · AUSTIN, TX 787305097 | Other Fees | $187 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,639 | $79,209-13.3% | $102,434-33.0% | $74,459-7.8% |
| Participation rate | 85.1% | 74.8%+10.4pp | 76.5%+8.6pp | 67.2%+17.9pp |
| Annual return | 17.85% | 54.98%-37.1pp | 29.46%-11.6pp | 1369.70%-1351.9pp |
| Employer contribution / active EE | $1,644 | $2,362-30.4% | $3,023-45.6% | $2,626-37.4% |
| Participant deferral / active EE | $3,786 | $4,417-14.3% | $5,055-25.1% | $4,350-13.0% |
| Admin fee / account holder | $420 | $2,002-79.0% | $9,462-95.6% | $1,945-78.4% |