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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $170,590 | $111,535+52.9% | $105,223+62.1% | $137,256+24.3% |
| Participation rate | 93.8% | 78.1%+15.7pp | 75.0%+18.7pp | 80.0%+13.8pp |
| Annual return | 17.73% | 237.85%-220.1pp | 180.65%-162.9pp | 220.34%-202.6pp |
| Employer contribution / active EE | $5,799 | $3,939+47.2% | $3,689+57.2% | $4,156+39.5% |
| Participant deferral / active EE | $5,531 | $5,500+0.6% | $5,072+9.1% | $6,407-13.7% |
| Admin fee / account holder | $746 | $9,721-92.3% | $8,859-91.6% | $12,270-93.9% |