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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,127 | $97,550+18.0% | $120,344-4.3% | $87,485+31.6% |
| Participation rate | 46.2% | 72.8%-26.7pp | 76.7%-30.6pp | 68.9%-22.8pp |
| Annual return | 13.42% | 18.41%-5.0pp | 20.30%-6.9pp | 26.06%-12.6pp |
| Employer contribution / active EE | $1,382 | $2,291-39.7% | $3,020-54.3% | $2,596-46.8% |
| Participant deferral / active EE | $3,358 | $4,230-20.6% | $5,135-34.6% | $4,274-21.4% |
| Admin fee / account holder | $776 | $9,543-91.9% | $12,742-93.9% | $7,775-90.0% |