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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,898 | $94,436-23.9% | $115,599-37.8% | $82,637-13.0% |
| Participation rate | 31.0% | 70.4%-39.4pp | 74.3%-43.2pp | 68.1%-37.0pp |
| Annual return | 20.69% | 18.37%+2.3pp | 111.10%-90.4pp | 53.51%-32.8pp |
| Employer contribution / active EE | $909 | $2,324-60.9% | $2,955-69.2% | $2,552-64.4% |
| Participant deferral / active EE | $2,038 | $3,955-48.5% | $4,889-58.3% | $4,126-50.6% |
| Admin fee / account holder | $17 | $10,328-99.8% | $12,841-99.9% | $7,339-99.8% |