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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,898 | $101,950-29.5% | $125,529-42.7% | $86,983-17.3% |
| Participation rate | 31.0% | 70.2%-39.1pp | 74.7%-43.7pp | 69.5%-38.5pp |
| Annual return | 20.69% | 18.29%+2.4pp | 202.56%-181.9pp | 25.83%-5.1pp |
| Employer contribution / active EE | $909 | $2,358-61.4% | $3,058-70.3% | $2,584-64.8% |
| Participant deferral / active EE | $2,038 | $3,862-47.2% | $4,813-57.6% | $4,194-51.4% |
| Admin fee / account holder | $17 | $12,791-99.9% | $16,298-99.9% | $7,856-99.8% |