Unlock peer percentile detail for $4.99 your first month
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Unlock 6-year trajectory for $4.99 your first month
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,883 | $71,057-67.8% | $93,654-75.6% | $80,874-71.7% |
| Participation rate | 68.2% | 60.4%+7.8pp | 68.7%-0.5pp | 67.6%+0.5pp |
| Annual return | 14.89% | 11.26%+3.6pp | 133.34%-118.4pp | 35.62%-20.7pp |
| Employer contribution / active EE | $1,362 | $1,564-12.9% | $2,421-43.8% | $2,756-50.6% |
| Participant deferral / active EE | $2,952 | $4,034-26.8% | $4,413-33.1% | $4,297-31.3% |
| Admin fee / account holder | $1,430 | $6,944-79.4% | $8,282-82.7% | $6,935-79.4% |