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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $258,971 | $111,535+132.2% | $105,223+146.1% | $137,256+88.7% |
| Participation rate | 77.8% | 78.1%-0.3pp | 75.0%+2.7pp | 80.0%-2.2pp |
| Annual return | 14.53% | 237.85%-223.3pp | 180.65%-166.1pp | 220.34%-205.8pp |
| Employer contribution / active EE | $11,111 | $3,939+182.1% | $3,689+201.2% | $4,156+167.3% |
| Participant deferral / active EE | $5,744 | $5,500+4.4% | $5,072+13.3% | $6,407-10.3% |
| Admin fee / account holder | $1,128 | $9,721-88.4% | $8,859-87.3% | $12,270-90.8% |