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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,940 | $111,787-33.0% | $93,681-20.0% | $145,978-48.7% |
| Participation rate | 70.0% | 74.2%-4.2pp | 68.7%+1.3pp | 80.3%-10.3pp |
| Annual return | 9.86% | 203.52%-193.7pp | 133.47%-123.6pp | 550.52%-540.7pp |
| Employer contribution / active EE | $334 | $3,093-89.2% | $2,422-86.2% | $4,662-92.8% |
| Participant deferral / active EE | $2,948 | $4,918-40.0% | $4,415-33.2% | $6,690-55.9% |
| Admin fee / account holder | $5,962 | $10,256-41.9% | $8,290-28.1% | $13,400-55.5% |