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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $631,527 | $181,062+248.8% | $158,223+299.1% | $155,188+306.9% |
| Participation rate | 100.0% | 82.7%+17.3pp | 79.2%+20.8pp | 80.8%+19.2pp |
| Annual return | 12.85% | 57.39%-44.5pp | 52.09%-39.2pp | 148.84%-136.0pp |
| Employer contribution / active EE | $7,221 | $4,565+58.2% | $4,109+75.7% | $4,248+70.0% |
| Participant deferral / active EE | $4,515 | $6,134-26.4% | $5,467-17.4% | $6,531-30.9% |
| Admin fee / account holder | $20,107 | $18,825+6.8% | $16,047+25.3% | $14,480+38.9% |