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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $240,788 | $208,088+15.7% | $186,193+29.3% | $154,746+55.6% |
| Participation rate | 50.0% | 80.0%-30.0pp | 77.1%-27.1pp | 80.7%-30.7pp |
| Annual return | 12.56% | 89.97%-77.4pp | 78.03%-65.5pp | 172.34%-159.8pp |
| Employer contribution / active EE | $4,836 | $4,340+11.4% | $3,918+23.4% | $4,379+10.4% |
| Participant deferral / active EE | $3,425 | $7,078-51.6% | $6,513-47.4% | $6,730-49.1% |
| Admin fee / account holder | $42,517 | $11,698+263.4% | $11,058+284.5% | $14,365+196.0% |