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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $288,033 | $106,749+169.8% | $145,433+98.1% | $82,448+249.4% |
| Participation rate | 100.0% | 75.6%+24.4pp | 82.1%+17.9pp | 68.1%+31.9pp |
| Annual return | 15.02% | 27.59%-12.6pp | 66.58%-51.6pp | 41.64%-26.6pp |
| Employer contribution / active EE | $6,959 | $3,444+102.0% | $4,554+52.8% | $2,551+172.8% |
| Participant deferral / active EE | $7,833 | $6,519+20.2% | $7,897-0.8% | $4,139+89.2% |
| Admin fee / account holder | $8,746 | $8,390+4.2% | $13,129-33.4% | $7,234+20.9% |