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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $138,388 | $117,829+17.4% | $102,423+35.1% | $145,877-5.1% |
| Participation rate | 80.0% | 78.6%+1.4pp | 76.5%+3.5pp | 80.3%-0.3pp |
| Annual return | 6.66% | 31.83%-25.2pp | 29.42%-22.8pp | 551.28%-544.6pp |
| Employer contribution / active EE | $1,845 | $3,615-49.0% | $3,023-39.0% | $4,663-60.4% |
| Participant deferral / active EE | $10,768 | $5,732+87.8% | $5,054+113.0% | $6,691+60.9% |
| Admin fee / account holder | $43,407 | $13,335+225.5% | $9,455+359.1% | $13,402+223.9% |