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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $254,230 | $81,358+212.5% | $155,556+63.4% | $80,959+214.0% |
| Participation rate | 96.4% | 66.3%+30.2pp | 78.2%+18.2pp | 67.7%+28.8pp |
| Annual return | 13.05% | 33.39%-20.3pp | 64.84%-51.8pp | 35.67%-22.6pp |
| Employer contribution / active EE | $2,484 | $3,106-20.0% | $4,675-46.9% | $2,757-9.9% |
| Participant deferral / active EE | $6,197 | $3,455+79.4% | $5,631+10.1% | $4,300+44.1% |
| Admin fee / account holder | $53,958 | $7,994+575.0% | $15,885+239.7% | $6,925+679.1% |