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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $254,230 | $81,276+212.8% | $155,574+63.4% | $80,925+214.2% |
| Participation rate | 96.4% | 66.2%+30.2pp | 78.2%+18.2pp | 67.7%+28.8pp |
| Annual return | 13.05% | 33.36%-20.3pp | 64.87%-51.8pp | 35.65%-22.6pp |
| Employer contribution / active EE | $2,484 | $3,103-19.9% | $4,676-46.9% | $2,756-9.9% |
| Participant deferral / active EE | $6,197 | $3,453+79.5% | $5,629+10.1% | $4,299+44.2% |
| Admin fee / account holder | $53,958 | $7,993+575.0% | $15,914+239.1% | $6,940+677.5% |