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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $118,184 | $73,787+60.2% | $98,716+19.7% | $82,448+43.3% |
| Participation rate | 76.0% | 61.4%+14.6pp | 69.3%+6.7pp | 68.1%+7.9pp |
| Annual return | 12.56% | 18.57%-6.0pp | 31.81%-19.3pp | 41.64%-29.1pp |
| Employer contribution / active EE | $194 | $1,511-87.1% | $2,279-91.5% | $2,551-92.4% |
| Participant deferral / active EE | $3,483 | $3,081+13.0% | $4,048-13.9% | $4,139-15.8% |
| Admin fee / account holder | $23,768 | $6,500+265.6% | $8,703+173.1% | $7,234+228.5% |