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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,745 | $71,230+33.0% | $93,727+1.1% | $80,959+17.0% |
| Participation rate | 100.0% | 60.4%+39.6pp | 68.7%+31.3pp | 67.7%+32.3pp |
| Annual return | 10.01% | 11.26%-1.3pp | 133.83%-123.8pp | 35.67%-25.7pp |
| Employer contribution / active EE | $2,379 | $1,565+52.0% | $2,421-1.7% | $2,757-13.7% |
| Participant deferral / active EE | $4,092 | $4,037+1.4% | $4,417-7.4% | $4,300-4.8% |
| Admin fee / account holder | $7,503 | $6,961+7.8% | $8,292-9.5% | $6,925+8.3% |