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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $126,513 | $104,098+21.5% | $140,514-10.0% | $94,015+34.6% |
| Participation rate | 68.9% | 73.7%-4.8pp | 77.8%-8.9pp | 70.8%-1.9pp |
| Annual return | 14.35% | 15.14%-0.8pp | 14.36%0pp | 17.84%-3.5pp |
| Employer contribution / active EE | $1,898 | $2,388-20.5% | $3,378-43.8% | $2,790-32.0% |
| Participant deferral / active EE | $5,420 | $4,033+34.4% | $4,919+10.2% | $4,249+27.5% |
| Admin fee / account holder | $2,691 | $10,439-74.2% | $13,697-80.4% | $8,951-69.9% |