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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,351 | $97,125-79.0% | $86,233-76.4% | $137,256-85.2% |
| Participation rate | 84.6% | 74.2%+10.4pp | 69.0%+15.6pp | 80.0%+4.7pp |
| Annual return | 0.26% | 74.19%-73.9pp | 61.39%-61.1pp | 220.34%-220.1pp |
| Employer contribution / active EE | $3,171 | $2,841+11.6% | $2,504+26.6% | $4,156-23.7% |
| Participant deferral / active EE | $1,273 | $5,180-75.4% | $4,559-72.1% | $6,407-80.1% |
| Admin fee / account holder | $1,134 | $9,725-88.3% | $8,342-86.4% | $12,270-90.8% |