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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,351 | $108,882-81.3% | $96,754-79.0% | $154,746-86.8% |
| Participation rate | 84.6% | 75.1%+9.5pp | 70.3%+14.3pp | 80.7%+3.9pp |
| Annual return | 0.26% | 98.39%-98.1pp | 82.04%-81.8pp | 172.34%-172.1pp |
| Employer contribution / active EE | $3,171 | $3,018+5.0% | $2,679+18.3% | $4,379-27.6% |
| Participant deferral / active EE | $1,273 | $5,323-76.1% | $4,758-73.2% | $6,730-81.1% |
| Admin fee / account holder | $1,134 | $10,200-88.9% | $8,905-87.3% | $14,365-92.1% |