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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,426 | $156,398-44.7% | $147,318-41.3% | $138,895-37.8% |
| Participation rate | 0.0% | 83.8%-83.8pp | 82.1%-82.1pp | 79.9%-79.9pp |
| Annual return | 15.35% | 78.75%-63.4pp | 70.43%-55.1pp | 145.39%-130.0pp |
| Employer contribution / active EE | $1,681 | $4,853-65.4% | $4,593-63.4% | $4,194-59.9% |
| Participant deferral / active EE | $2,139 | $8,237-74.0% | $7,906-72.9% | $6,396-66.6% |
| Admin fee / account holder | $1,019 | $14,976-93.2% | $13,708-92.6% | $12,562-91.9% |