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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $281,926 | $184,014+53.2% | $161,149+74.9% | $138,895+103.0% |
| Participation rate | 93.8% | 82.1%+11.7pp | 78.8%+14.9pp | 79.9%+13.8pp |
| Annual return | 10.75% | 21.52%-10.8pp | 21.16%-10.4pp | 145.39%-134.6pp |
| Employer contribution / active EE | $12,765 | $5,055+152.5% | $4,360+192.8% | $4,194+204.3% |
| Participant deferral / active EE | $11,442 | $6,909+65.6% | $6,153+86.0% | $6,396+78.9% |
| Admin fee / account holder | $7,357 | $18,027-59.2% | $15,194-51.6% | $12,562-41.4% |