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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $281,926 | $178,174+58.2% | $156,181+80.5% | $137,256+105.4% |
| Participation rate | 93.8% | 82.0%+11.7pp | 78.8%+14.9pp | 80.0%+13.8pp |
| Annual return | 10.75% | 84.19%-73.4pp | 64.87%-54.1pp | 220.34%-209.6pp |
| Employer contribution / active EE | $12,765 | $4,972+156.8% | $4,294+197.3% | $4,156+207.1% |
| Participant deferral / active EE | $11,442 | $6,888+66.1% | $6,132+86.6% | $6,407+78.6% |
| Admin fee / account holder | $7,357 | $17,404-57.7% | $14,586-49.6% | $12,270-40.0% |