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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,625 | $99,875+3.8% | $146,866-29.4% | $86,983+19.1% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.5%+17.5pp | 69.5%+30.5pp |
| Annual return | 10.59% | 28.10%-17.5pp | 102.85%-92.3pp | 25.83%-15.2pp |
| Employer contribution / active EE | $8,208 | $3,224+154.6% | $4,425+85.5% | $2,584+217.6% |
| Participant deferral / active EE | $8,872 | $6,322+40.3% | $7,759+14.3% | $4,194+111.6% |
| Admin fee / account holder | $979 | $7,838-87.5% | $13,620-92.8% | $7,856-87.5% |