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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $198,429 | $132,634+49.6% | $115,768+71.4% | $137,256+44.6% |
| Participation rate | 86.7% | 77.9%+8.8pp | 74.4%+12.3pp | 80.0%+6.7pp |
| Annual return | 13.63% | 160.70%-147.1pp | 100.46%-86.8pp | 220.34%-206.7pp |
| Employer contribution / active EE | $656 | $3,360-80.5% | $2,940-77.7% | $4,156-84.2% |
| Participant deferral / active EE | $11,195 | $5,619+99.3% | $4,917+127.7% | $6,407+74.7% |
| Admin fee / account holder | $1,640 | $15,028-89.1% | $12,439-86.8% | $12,270-86.6% |