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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,522 | $136,860-79.9% | $120,344-77.1% | $154,746-82.2% |
| Participation rate | 18.2% | 79.9%-61.7pp | 76.7%-58.5pp | 80.7%-62.5pp |
| Annual return | 12.99% | 21.38%-8.4pp | 20.30%-7.3pp | 172.34%-159.3pp |
| Employer contribution / active EE | $0 | $3,533-100.0% | $3,020-100.0% | $4,379-100.0% |
| Participant deferral / active EE | $0 | $5,793-100.0% | $5,135-100.0% | $6,730-100.0% |
| Admin fee / account holder | $57 | $15,393-99.6% | $12,742-99.6% | $14,365-99.6% |