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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,522 | $138,312-80.1% | $122,979-77.6% | $155,188-82.3% |
| Participation rate | 18.2% | 80.2%-62.0pp | 77.2%-59.0pp | 80.8%-62.6pp |
| Annual return | 12.99% | 22.06%-9.1pp | 20.12%-7.1pp | 148.84%-135.8pp |
| Employer contribution / active EE | $0 | $3,530-100.0% | $3,062-100.0% | $4,248-100.0% |
| Participant deferral / active EE | $0 | $5,592-100.0% | $5,003-100.0% | $6,531-100.0% |
| Admin fee / account holder | $57 | $15,089-99.6% | $12,864-99.6% | $14,480-99.6% |