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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $117,732 | $166,089-29.1% | $164,928-28.6% | $145,978-19.3% |
| Participation rate | 69.6% | 82.0%-12.4pp | 78.6%-9.1pp | 80.3%-10.7pp |
| Annual return | 12.69% | 100.26%-87.6pp | 70.08%-57.4pp | 550.52%-537.8pp |
| Employer contribution / active EE | $2,019 | $5,276-61.7% | $4,343-53.5% | $4,662-56.7% |
| Participant deferral / active EE | $3,908 | $6,961-43.9% | $6,034-35.2% | $6,690-41.6% |
| Admin fee / account holder | $1,573 | $16,641-90.5% | $12,684-87.6% | $13,400-88.3% |