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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $187,873 | $178,174+5.4% | $156,181+20.3% | $137,256+36.9% |
| Participation rate | 88.9% | 82.0%+6.9pp | 78.8%+10.1pp | 80.0%+8.9pp |
| Annual return | 19.63% | 84.19%-64.6pp | 64.87%-45.2pp | 220.34%-200.7pp |
| Employer contribution / active EE | $21,389 | $4,972+330.2% | $4,294+398.1% | $4,156+414.7% |
| Participant deferral / active EE | $9,016 | $6,888+30.9% | $6,132+47.0% | $6,407+40.7% |
| Admin fee / account holder | $4,700 | $17,404-73.0% | $14,586-67.8% | $12,270-61.7% |