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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $187,873 | $184,014+2.1% | $161,149+16.6% | $138,895+35.3% |
| Participation rate | 88.9% | 82.1%+6.8pp | 78.8%+10.1pp | 79.9%+9.0pp |
| Annual return | 19.63% | 21.52%-1.9pp | 21.16%-1.5pp | 145.39%-125.8pp |
| Employer contribution / active EE | $21,389 | $5,055+323.1% | $4,360+390.6% | $4,194+410.0% |
| Participant deferral / active EE | $9,016 | $6,909+30.5% | $6,153+46.5% | $6,396+41.0% |
| Admin fee / account holder | $4,700 | $18,027-73.9% | $15,194-69.1% | $12,562-62.6% |