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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $192,269 | $78,690+144.3% | $161,489+19.1% | $87,485+119.8% |
| Participation rate | 92.5% | 67.5%+25.1pp | 78.7%+13.8pp | 68.9%+23.6pp |
| Annual return | 11.70% | 32.74%-21.0pp | 89.72%-78.0pp | 26.06%-14.4pp |
| Employer contribution / active EE | $6,890 | $2,588+166.2% | $4,268+61.4% | $2,596+165.4% |
| Participant deferral / active EE | $7,446 | $3,311+124.9% | $5,630+32.3% | $4,274+74.2% |
| Admin fee / account holder | $71,078 | $6,724+957.2% | $16,006+344.1% | $7,775+814.2% |