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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $192,269 | $76,407+151.6% | $150,298+27.9% | $82,448+133.2% |
| Participation rate | 92.5% | 66.4%+26.1pp | 77.8%+14.8pp | 68.1%+24.5pp |
| Annual return | 11.70% | 39.99%-28.3pp | 62.79%-51.1pp | 41.64%-29.9pp |
| Employer contribution / active EE | $6,890 | $2,614+163.6% | $4,154+65.9% | $2,551+170.1% |
| Participant deferral / active EE | $7,446 | $3,214+131.6% | $5,453+36.6% | $4,139+79.9% |
| Admin fee / account holder | $71,078 | $6,352+1019.0% | $14,116+403.5% | $7,234+882.5% |