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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $128,372 | $76,634+67.5% | $56,054+129.0% | $145,978-12.1% |
| Participation rate | 62.5% | 63.2%-0.7pp | 52.5%+10.0pp | 80.3%-17.8pp |
| Annual return | 11.21% | 3004.33%-2993.1pp | 1705.95%-1694.7pp | 550.52%-539.3pp |
| Employer contribution / active EE | $0 | $1,380-100.0% | $1,039-100.0% | $4,662-100.0% |
| Participant deferral / active EE | $1,206 | $2,622-54.0% | $1,952-38.2% | $6,690-82.0% |
| Admin fee / account holder | $6,249 | $3,321+88.1% | $2,822+121.4% | $13,400-53.4% |