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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $156,727 | $183,592-14.6% | $155,567+0.7% | $145,959+7.4% |
| Participation rate | 73.3% | 82.7%-9.3pp | 78.2%-4.9pp | 80.3%-7.0pp |
| Annual return | 12.14% | 61.24%-49.1pp | 64.74%-52.6pp | 561.95%-549.8pp |
| Employer contribution / active EE | $9,653 | $5,315+81.6% | $4,674+106.5% | $4,661+107.1% |
| Participant deferral / active EE | $5,559 | $6,464-14.0% | $5,628-1.2% | $6,689-16.9% |
| Admin fee / account holder | $964 | $19,318-95.0% | $15,916-93.9% | $13,398-92.8% |