Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
WELLS FARGO BANK, N.A.1 year Filed as: WELLS FARGO ADVISORS LLC Service code 27 · EIN 34-1542819 | Advisory (Plan) | $19,910 |
Service code 15 · EIN 13-3689044 | Recordkeeping | $14,321 |
THE PENSION DESIGN GROUP1 year Service code 15 · EIN 46-2028188 | Recordkeeping | $10,165 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,084 | $55,457+73.3% | $76,119+26.2% | $77,736+23.6% |
| Participation rate | 39.8% | 63.6%-23.8pp | 69.1%-29.3pp | 70.6%-30.8pp |
| Annual return | 17.22% | 17.09%+0.1pp | 361.25%-344.0pp | 31.26%-14.0pp |
| Employer contribution / active EE | $882 | $1,792-50.8% | $2,693-67.2% | $2,728-67.7% |
| Participant deferral / active EE | $2,092 | $3,454-39.4% | $4,259-50.9% | $4,651-55.0% |
| Admin fee / account holder | $426 | $411+3.8% | $6,421-93.4% | $433-1.6% |