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| Provider | Service type | Compensation |
|---|---|---|
RBC GLOBAL ASSET MANAGEMENT2 years Filed as: RBC Service code 15 · EIN 41-1416330 | Recordkeeping | $25,033 |
ADP BROKER-DEALER3+ years Filed as: ADP, INC. Service code 15 · EIN 13-3036745 | Recordkeeping | $15,469 |
ADP BROKER-DEALER3+ years Service code 59 · EIN 22-3319984 | Shareholder Servicing | $0 |
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,742 | $88,186-25.5% | $165,071-60.2% | $74,459-11.7% |
| Participation rate | 73.5% | 73.1%+0.4pp | 78.6%-5.1pp | 67.2%+6.3pp |
| Annual return | 14.11% | 17.13%-3.0pp | 70.17%-56.1pp | 1369.70%-1355.6pp |
| Employer contribution / active EE | $2,324 | $2,600-10.6% | $4,347-46.6% | $2,626-11.5% |
| Participant deferral / active EE | $5,340 | $4,505+18.6% | $6,035-11.5% | $4,350+22.8% |
| Admin fee / account holder | $253 | $2,234-88.7% | $12,695-98.0% | $1,945-87.0% |