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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $153,410 | $88,710+72.9% | $81,783+87.6% | $145,959+5.1% |
| Participation rate | 84.6% | 75.0%+9.6pp | 72.4%+12.3pp | 80.3%+4.3pp |
| Annual return | 12.82% | 1027.26%-1014.4pp | 775.05%-762.2pp | 561.95%-549.1pp |
| Employer contribution / active EE | $1,941 | $3,083-37.0% | $2,913-33.4% | $4,661-58.4% |
| Participant deferral / active EE | $6,523 | $4,645+40.4% | $4,320+51.0% | $6,689-2.5% |
| Admin fee / account holder | $1,291 | $8,407-84.6% | $7,380-82.5% | $13,398-90.4% |