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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $153,410 | $88,754+72.8% | $81,820+87.5% | $145,877+5.2% |
| Participation rate | 84.6% | 75.1%+9.5pp | 72.4%+12.2pp | 80.3%+4.3pp |
| Annual return | 12.82% | 1031.77%-1018.9pp | 777.93%-765.1pp | 551.28%-538.5pp |
| Employer contribution / active EE | $1,941 | $3,085-37.1% | $2,915-33.4% | $4,663-58.4% |
| Participant deferral / active EE | $6,523 | $4,648+40.4% | $4,323+50.9% | $6,691-2.5% |
| Admin fee / account holder | $1,291 | $8,424-84.7% | $7,391-82.5% | $13,402-90.4% |