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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,537 | $213,785-96.0% | $185,441-95.4% | $155,188-94.5% |
| Participation rate | 100.0% | 83.2%+16.8pp | 80.3%+19.7pp | 80.8%+19.2pp |
| Annual return | 16.78% | 19.97%-3.2pp | 20.16%-3.4pp | 148.84%-132.1pp |
| Employer contribution / active EE | $1,875 | $5,393-65.2% | $4,672-59.9% | $4,248-55.9% |
| Participant deferral / active EE | $4,518 | $6,864-34.2% | $6,152-26.6% | $6,531-30.8% |
| Admin fee / account holder | $1,748 | $21,134-91.7% | $17,890-90.2% | $14,480-87.9% |