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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $380,508 | $166,242+128.9% | $165,071+130.5% | $145,884+160.8% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.6%+21.4pp | 80.3%+19.7pp |
| Annual return | 11.89% | 100.44%-88.6pp | 70.17%-58.3pp | 551.85%-540.0pp |
| Employer contribution / active EE | $1,224 | $5,283-76.8% | $4,347-71.8% | $4,662-73.7% |
| Participant deferral / active EE | $4,675 | $6,964-32.9% | $6,035-22.5% | $6,690-30.1% |
| Admin fee / account holder | $11,800 | $16,658-29.2% | $12,695-7.0% | $13,392-11.9% |