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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $178,180 | $72,071+147.2% | $68,368+160.6% | $137,256+29.8% |
| Participation rate | 80.0% | 76.2%+3.8pp | 73.8%+6.2pp | 80.0%0pp |
| Annual return | 15.98% | 353.14%-337.2pp | 292.57%-276.6pp | 220.34%-204.4pp |
| Employer contribution / active EE | $1,663 | $2,788-40.4% | $2,649-37.2% | $4,156-60.0% |
| Participant deferral / active EE | $4,797 | $4,410+8.8% | $4,123+16.4% | $6,407-25.1% |
| Admin fee / account holder | $856 | $5,336-83.9% | $5,150-83.4% | $12,270-93.0% |