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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,847 | $101,798+14.8% | $165,071-29.2% | $80,935+44.4% |
| Participation rate | 100.0% | 71.8%+28.2pp | 78.6%+21.4pp | 67.7%+32.3pp |
| Annual return | 13.22% | 16.73%-3.5pp | 70.17%-56.9pp | 35.66%-22.4pp |
| Employer contribution / active EE | $2,444 | $2,954-17.3% | $4,347-43.8% | $2,757-11.3% |
| Participant deferral / active EE | $6,141 | $4,476+37.2% | $6,035+1.8% | $4,299+42.8% |
| Admin fee / account holder | $1,006 | $8,221-87.8% | $12,695-92.1% | $6,924-85.5% |