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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $290,113 | $102,422+183.3% | $147,117+97.2% | $80,959+258.3% |
| Participation rate | 100.0% | 75.9%+24.1pp | 82.2%+17.8pp | 67.7%+32.3pp |
| Annual return | 9.16% | 135.16%-126.0pp | 420.54%-411.4pp | 35.67%-26.5pp |
| Employer contribution / active EE | $5,020 | $3,717+35.0% | $4,932+1.8% | $2,757+82.1% |
| Participant deferral / active EE | $8,459 | $6,652+27.2% | $8,065+4.9% | $4,300+96.7% |
| Admin fee / account holder | $104,359 | $7,953+1212.1% | $12,993+703.2% | $6,925+1406.9% |