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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $290,113 | $102,382+183.4% | $147,005+97.3% | $80,874+258.7% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.2%+17.8pp | 67.6%+32.4pp |
| Annual return | 9.16% | 134.89%-125.7pp | 418.76%-409.6pp | 35.62%-26.5pp |
| Employer contribution / active EE | $5,020 | $3,715+35.1% | $4,934+1.7% | $2,756+82.2% |
| Participant deferral / active EE | $8,459 | $6,646+27.3% | $8,070+4.8% | $4,297+96.9% |
| Admin fee / account holder | $104,359 | $7,942+1214.0% | $13,006+702.4% | $6,935+1404.8% |