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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $129,013 | $106,524+21.1% | $152,301-15.3% | $87,485+47.5% |
| Participation rate | 96.2% | 75.8%+20.4pp | 82.4%+13.7pp | 68.9%+27.2pp |
| Annual return | 12.97% | 26.89%-13.9pp | 80.50%-67.5pp | 26.06%-13.1pp |
| Employer contribution / active EE | $3,375 | $3,371+0.1% | $4,624-27.0% | $2,596+30.0% |
| Participant deferral / active EE | $9,362 | $6,525+43.5% | $8,004+17.0% | $4,274+119.1% |
| Admin fee / account holder | $39,229 | $8,287+373.4% | $14,398+172.5% | $7,775+404.6% |