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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $129,013 | $106,749+20.9% | $145,433-11.3% | $82,448+56.5% |
| Participation rate | 96.2% | 75.6%+20.5pp | 82.1%+14.0pp | 68.1%+28.1pp |
| Annual return | 12.97% | 27.59%-14.6pp | 66.58%-53.6pp | 41.64%-28.7pp |
| Employer contribution / active EE | $3,375 | $3,444-2.0% | $4,554-25.9% | $2,551+32.3% |
| Participant deferral / active EE | $9,362 | $6,519+43.6% | $7,897+18.5% | $4,139+126.2% |
| Admin fee / account holder | $39,229 | $8,390+367.6% | $13,129+198.8% | $7,234+442.3% |