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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $398,142 | $199,109+100.0% | $173,730+129.2% | $154,746+157.3% |
| Participation rate | 82.4% | 82.8%-0.5pp | 79.6%+2.8pp | 80.7%+1.7pp |
| Annual return | 18.48% | 20.02%-1.5pp | 19.96%-1.5pp | 172.34%-153.9pp |
| Employer contribution / active EE | $9,260 | $5,311+74.4% | $4,577+102.3% | $4,379+111.5% |
| Participant deferral / active EE | $8,613 | $7,113+21.1% | $6,326+36.1% | $6,730+28.0% |
| Admin fee / account holder | $14,174 | $20,916-32.2% | $17,523-19.1% | $14,365-1.3% |