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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $462,494 | $288,797+60.1% | $239,577+93.0% | $382,429+20.9% |
| Participation rate | 100.0% | 85.8%+14.2pp | 82.1%+17.9pp | 87.7%+12.3pp |
| Annual return | 15.43% | -3.30%+18.7pp | -0.70%+16.1pp | 248.85%-233.4pp |
| Employer contribution / active EE | $20,234 | $8,558+136.4% | $7,232+179.8% | $8,036+151.8% |
| Participant deferral / active EE | $4,206 | $6,420-34.5% | $5,676-25.9% | $5,727-26.6% |
| Admin fee / account holder | $14,261 | $18,649-23.5% | $19,315-26.2% | $30,732-53.6% |