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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $462,494 | $305,245+51.5% | $258,236+79.1% | $428,746+7.9% |
| Participation rate | 100.0% | 85.7%+14.3pp | 81.9%+18.1pp | 88.2%+11.8pp |
| Annual return | 15.43% | -5.74%+21.2pp | -3.31%+18.7pp | 331.92%-316.5pp |
| Employer contribution / active EE | $20,234 | $9,167+120.7% | $7,891+156.4% | $8,363+141.9% |
| Participant deferral / active EE | $4,206 | $5,791-27.4% | $5,237-19.7% | $5,961-29.4% |
| Admin fee / account holder | $14,261 | $16,482-13.5% | $14,475-1.5% | $31,735-55.1% |