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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,382 | $87,225-13.6% | $158,226-52.4% | $94,015-19.8% |
| Participation rate | 64.7% | 67.9%-3.2pp | 74.8%-10.1pp | 70.8%-6.1pp |
| Annual return | 14.42% | 16.34%-1.9pp | 501.41%-487.0pp | 17.84%-3.4pp |
| Employer contribution / active EE | $1,342 | $2,217-39.5% | $2,986-55.1% | $2,790-51.9% |
| Participant deferral / active EE | $3,716 | $3,405+9.1% | $4,317-13.9% | $4,249-12.5% |
| Admin fee / account holder | $2,706 | $7,888-65.7% | $10,217-73.5% | $8,951-69.8% |