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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,382 | $73,107+3.1% | $114,563-34.2% | $87,485-13.8% |
| Participation rate | 64.7% | 65.8%-1.1pp | 72.9%-8.2pp | 68.9%-4.2pp |
| Annual return | 14.42% | 19.47%-5.0pp | 241.09%-226.7pp | 26.06%-11.6pp |
| Employer contribution / active EE | $1,342 | $1,881-28.7% | $2,592-48.2% | $2,596-48.3% |
| Participant deferral / active EE | $3,716 | $3,144+18.2% | $4,142-10.3% | $4,274-13.0% |
| Admin fee / account holder | $2,706 | $5,770-53.1% | $7,623-64.5% | $7,775-65.2% |