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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,382 | $63,703+18.3% | $93,063-19.0% | $82,448-8.6% |
| Participation rate | 64.7% | 63.8%+0.9pp | 72.1%-7.4pp | 68.1%-3.4pp |
| Annual return | 14.42% | -775.43%+789.9pp | 34.15%-19.7pp | 41.64%-27.2pp |
| Employer contribution / active EE | $1,342 | $1,729-22.4% | $2,476-45.8% | $2,551-47.4% |
| Participant deferral / active EE | $3,716 | $2,919+27.3% | $3,958-6.1% | $4,139-10.2% |
| Admin fee / account holder | $2,706 | $5,982-54.8% | $6,033-55.1% | $7,234-62.6% |