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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $330,537 | $70,366+369.7% | $66,674+395.8% | $138,895+138.0% |
| Participation rate | 75.0% | 76.2%-1.2pp | 73.7%+1.3pp | 79.9%-4.9pp |
| Annual return | 14.78% | 386.41%-371.6pp | 321.24%-306.5pp | 145.39%-130.6pp |
| Employer contribution / active EE | $3,137 | $2,765+13.4% | $2,620+19.7% | $4,194-25.2% |
| Participant deferral / active EE | $14,872 | $4,374+240.0% | $4,084+264.1% | $6,396+132.5% |
| Admin fee / account holder | $54,319 | $5,262+932.2% | $5,098+965.5% | $12,562+332.4% |