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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $283,217 | $77,814+264.0% | $158,223+79.0% | $86,983+225.6% |
| Participation rate | 95.0% | 68.4%+26.6pp | 79.2%+15.8pp | 69.5%+25.5pp |
| Annual return | 14.37% | 30.54%-16.2pp | 52.09%-37.7pp | 25.83%-11.5pp |
| Employer contribution / active EE | $1,877 | $2,592-27.6% | $4,109-54.3% | $2,584-27.4% |
| Participant deferral / active EE | $3,104 | $3,270-5.1% | $5,467-43.2% | $4,194-26.0% |
| Admin fee / account holder | $12,343 | $5,879+109.9% | $16,047-23.1% | $7,856+57.1% |