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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $283,217 | $78,690+259.9% | $161,489+75.4% | $87,485+223.7% |
| Participation rate | 95.0% | 67.5%+27.5pp | 78.7%+16.3pp | 68.9%+26.1pp |
| Annual return | 14.37% | 32.74%-18.4pp | 89.72%-75.4pp | 26.06%-11.7pp |
| Employer contribution / active EE | $1,877 | $2,588-27.5% | $4,268-56.0% | $2,596-27.7% |
| Participant deferral / active EE | $3,104 | $3,311-6.2% | $5,630-44.9% | $4,274-27.4% |
| Admin fee / account holder | $12,343 | $6,724+83.6% | $16,006-22.9% | $7,775+58.8% |