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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,676 | $69,444-34.2% | $92,985-50.9% | $87,485-47.8% |
| Participation rate | 87.0% | 63.3%+23.7pp | 69.5%+17.5pp | 68.9%+18.0pp |
| Annual return | 17.31% | 23.85%-6.5pp | 27.99%-10.7pp | 26.06%-8.7pp |
| Employer contribution / active EE | $1,446 | $1,917-24.6% | $2,662-45.7% | $2,596-44.3% |
| Participant deferral / active EE | $5,826 | $3,364+73.2% | $4,377+33.1% | $4,274+36.3% |
| Admin fee / account holder | $2,419 | $6,137-60.6% | $9,463-74.4% | $7,775-68.9% |