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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $396,533 | $138,312+186.7% | $122,979+222.4% | $155,188+155.5% |
| Participation rate | 100.0% | 80.2%+19.8pp | 77.2%+22.8pp | 80.8%+19.2pp |
| Annual return | 8.09% | 22.06%-14.0pp | 20.12%-12.0pp | 148.84%-140.8pp |
| Employer contribution / active EE | $2,906 | $3,530-17.7% | $3,062-5.1% | $4,248-31.6% |
| Participant deferral / active EE | $2,906 | $5,592-48.0% | $5,003-41.9% | $6,531-55.5% |
| Admin fee / account holder | $3,514 | $15,089-76.7% | $12,864-72.7% | $14,480-75.7% |