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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $500,643 | $183,627+172.6% | $155,602+221.7% | $145,978+243.0% |
| Participation rate | 75.0% | 82.7%-7.7pp | 78.2%-3.2pp | 80.3%-5.3pp |
| Annual return | 12.55% | 61.32%-48.8pp | 64.81%-52.3pp | 550.52%-538.0pp |
| Employer contribution / active EE | $5,000 | $5,316-5.9% | $4,675+6.9% | $4,662+7.3% |
| Participant deferral / active EE | $6,593 | $6,466+2.0% | $5,629+17.1% | $6,690-1.4% |
| Admin fee / account holder | $20,950 | $19,327+8.4% | $15,923+31.6% | $13,400+56.3% |