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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,181 | $114,119+4.4% | $107,187+11.2% | $138,895-14.2% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.0%+25.0pp | 79.9%+20.1pp |
| Annual return | 10.38% | 273.21%-262.8pp | 204.55%-194.2pp | 145.39%-135.0pp |
| Employer contribution / active EE | $3,760 | $4,059-7.4% | $3,782-0.6% | $4,194-10.3% |
| Participant deferral / active EE | $2,415 | $5,538-56.4% | $5,096-52.6% | $6,396-62.3% |
| Admin fee / account holder | $32,349 | $10,024+222.7% | $9,162+253.1% | $12,562+157.5% |